Thinking about upgrading to Mazda’s largest and most powerful SUV? The 2025 Mazda CX-90 is here to make a bold statement, but with multiple trims, powertrains, and premium options, many shoppers are asking the same question: How much does the Mazda CX-90 really cost? From MSRP and fuel economy to ownership expenses and dealership incentives, Marin Mazda breaks it all down for you.
Whether you’re in San Rafael, San Francisco, or anywhere in the Bay Area, Marin Mazda—the #1 Mazda dealership—is your go-to source for the full cost of ownership. Let’s dive in.
1. CX-90 Pricing Breakdown by Trim Level
The Mazda CX-90 is available with either a mild hybrid inline-6 turbo engine or a plug-in hybrid (PHEV) setup. Here’s the breakdown:
| Trim | Powertrain | Starting MSRP (USD) | Drivetrain | Est. Fuel Economy (City/Hwy) |
|---|---|---|---|---|
| CX-90 3.3 Turbo Select | 3.3L Turbo I6 MHEV | $39,595 | AWD | 24 / 28 MPG (9.8 / 8.4 L/100km) |
| CX-90 3.3 Turbo Premium | 3.3L Turbo I6 MHEV | $48,825 | AWD | 23 / 28 MPG (10.2 / 8.4 L/100km) |
| CX-90 3.3 Turbo S | 3.3L High-Output Turbo I6 | $51,750 | AWD | 23 / 28 MPG (10.2 / 8.4 L/100km) |
| CX-90 PHEV Preferred | 2.5L Plug-In Hybrid | $49,945 | AWD | 56 MPGe / 25 MPG gas only |
| CX-90 PHEV Premium Plus | 2.5L Plug-In Hybrid | $57,450 | AWD | 56 MPGe / 25 MPG gas only |
To view current availability, head to Marin Mazda’s new inventory page.
2. Real Cost of Ownership: Beyond MSRP
Let’s go deeper than just sticker price. Ownership costs for the Mazda CX-90 include fuel, maintenance, insurance, and depreciation.
a. Fuel Costs
For the 3.3L turbo trims:
- Average Annual Fuel Cost: $2,100 (based on 15,000 miles/year at $4.25/gallon)
For the PHEV models:
- Annual Fuel & Charging Cost: ~$1,200 (assuming 50% EV driving)
b. Maintenance & Repairs
Mazda is known for reliability. Estimated annual maintenance costs:
- CX-90 Turbo: $600/year
- CX-90 PHEV: $500/year (fewer oil changes and brake wear due to regenerative braking)
c. Insurance Premiums
In California, expect to pay between $1,400 and $1,900 annually, depending on driving history and trim level.
d. Depreciation
Projected resale value after 5 years:
- CX-90 Turbo: 58% retention
- CX-90 PHEV: 60% retention
3. PHEV vs Gas: Which CX-90 Offers Better Value?
| Feature | CX-90 3.3 Turbo | CX-90 PHEV |
| Starting MSRP | $39,595 | $49,945 |
| Fuel Efficiency | 24 MPG combined | 56 MPGe (EV + Gas) |
| Tax Incentives | None | Up to $7,500 federal, $2,000 CA rebate |
| Range (Gas/Electric) | 500+ miles | 26 miles EV + 490 miles gas |
| Maintenance | Higher (more oil service) | Lower (hybrid components) |
Verdict: If you drive short daily distances and can charge at home, the PHEV version could save you more long-term.
4. What About Tax Credits?
PHEV models qualify for:
- Federal EV Tax Credit: Up to $7,500
- California Clean Vehicle Rebate: Up to $2,000
Total potential savings: $9,500 off MSRP
Check eligibility at DriveClean.ca.gov and speak to a specialist at Marin Mazda.
5. Fuel Savings Over Time (5-Year Estimate)
| Category | CX-90 Turbo | CX-90 PHEV |
| Annual Fuel Cost | $2,100 | $1,200 |
| 5-Year Total Fuel | $10,500 | $6,000 |
| Estimated Savings | – | $4,500 |
Add that to tax credits, and you could save up to $14,000 over five years by going PHEV.
6. Lease and Finance Offers at Marin Mazda
Looking for flexible financing?
Lease Example (CX-90 PHEV Preferred):
- Down Payment: $3,500
- Term: 36 months
- Monthly Payment: ~$510
- Mileage: 12,000 miles/year
Finance Example (CX-90 Turbo Select):
- Term: 60 months
- APR: 4.9%
- Monthly Payment: ~$745/month
Explore all offers at Marin Mazda’s specials page.
7. Key Features That Add Value
- i-ACTIV AWD: Standard on all trims
- Mazda Driver Personalization System: Learns your preferences
- 12.3-inch Center Display: Premium infotainment
- Mi-Drive Modes: Customize driving performance for towing, snow, or sport
- Premium Interior Materials: Nappa leather and Japanese wood accents (on upper trims)
8. How Does CX-90 Stack Up Against Competitors?
| Model | Starting Price (USD) | AWD Standard | 3rd Row Seating | Hybrid Option |
| Mazda CX-90 | $39,595 | Yes | Yes | Yes (PHEV) |
| Toyota Highlander | $39,120 | Optional | Yes | Yes (Hybrid) |
| Honda Pilot | $39,900 | Optional | Yes | No |
| Hyundai Palisade | $39,400 | Optional | Yes | No |
The CX-90 is the only model in this price range that offers a plug-in hybrid powertrain with AWD as standard.
9. Availability in San Rafael and Bay Area
Marin Mazda is now accepting inquiries and pre-orders for the 2025 CX-90 lineup, including the PHEV trims. Located just off Highway 101, it’s convenient for drivers in San Rafael, San Francisco, San Leandro, and Oakland.
Browse available units on Marin Mazda’s inventory page or get in touch to schedule your appointment.
10. Final Verdict: Is the CX-90 Worth It?
If you’re looking for a family SUV that blends power, luxury, third-row practicality, and hybrid efficiency, the Mazda CX-90 hits the mark. With a bold design, premium craftsmanship, and substantial fuel savings (especially with the PHEV), the CX-90 brings unmatched value.
Between tax incentives, lower fuel/maintenance costs, and cutting-edge features, the real cost of owning a CX-90 may be far less than expected.
Your next step? Visit Marin Mazda today to learn more or test drive the CX-90.
Get Started Now
Sources: Mazda USA, FuelEconomy.gov, DriveClean.ca.gov, Kelley Blue Book, internal Marin Mazda pricing data.
